2026 State Withholding Guide

Montana paycheck withholding calculator

Estimate how your paycheck withholding compares with a simplified annual Montana income tax estimate. Enter your yearly wages and the state tax amounts from your paystub. Review the assumptions before changing payroll settings.

Montana tax snapshot: Montana taxes wages with 2 graduated brackets ranging from 4.7% to 5.9%. The Montana standard deduction in this estimate is $14,600 for single filers — confirm the current-year figure in state instructions. The personal exemption is $2,820. To change Montana withholding, file Montana Form MW-4 with your employer.

Free Montana estimate

Check your Montana paycheck withholding

Enter your yearly wages and the state tax amounts from your paystub. This is a planning estimate, not your final state tax bill.

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Paychecks left this year: 5Estimated from today and your pay schedule.
Instant state-only estimate

Montana income tax brackets (2026)

Taxable incomeRate
$0 to $20,5004.7%
$20,500 and over5.9%

Standard deduction $14,600 (single). Personal exemption $2,820. Filing status, deductions, credits, and local taxes can change your actual withholding.

How to adjust Montana withholding

File Montana Form MW-4 with your employer to change Montana paycheck withholding. Confirm you have the current-year version, enter only the lines your situation requires, and check your next paystub's state-tax line to verify the change took effect within one or two pay periods.

What is the Montana state income tax rate?

Montana uses graduated brackets from 4.7% to a top rate of 5.9%. This is a planning estimate — check current state instructions for your filing status and year.

What form changes Montana withholding?

Montana Form MW-4. Ask HR for the current-year version; payroll generally applies the change within one or two pay periods.