New York paycheck withholding calculator
Estimate how your paycheck withholding compares with a simplified annual New York income tax estimate. Enter your yearly wages and the state tax amounts from your paystub. Review the assumptions before changing payroll settings.
New York tax snapshot: New York taxes wages with 9 graduated brackets ranging from 4% to 10.9%. The New York standard deduction in this estimate is $8,000 for single filers — confirm the current-year figure in state instructions. To change New York withholding, file New York Form IT-2104 with your employer.
Check your New York paycheck withholding
Enter your yearly wages and the state tax amounts from your paystub. This is a planning estimate, not your final state tax bill.
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New York income tax brackets (2026)
| Taxable income | Rate |
|---|---|
| $0 to $8,500 | 4% |
| $8,500 to $11,700 | 4.5% |
| $11,700 to $13,900 | 5.25% |
| $13,900 to $80,650 | 5.85% |
| $80,650 to $215,400 | 6.25% |
| $215,400 to $1,077,550 | 6.85% |
| $1,077,550 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| $25,000,000 and over | 10.9% |
Standard deduction $8,000 (single). Filing status, deductions, credits, and local taxes can change your actual withholding.
New York City and Yonkers have additional local income taxes. NYC residents pay up to 3.876% extra. This estimate covers state tax only.
How to adjust New York withholding
File New York Form IT-2104 with your employer to change New York paycheck withholding. Confirm you have the current-year version, enter only the lines your situation requires, and check your next paystub's state-tax line to verify the change took effect within one or two pay periods.
What is the New York state income tax rate?
New York uses graduated brackets from 4% to a top rate of 10.9%. This is a planning estimate — check current state instructions for your filing status and year.
What form changes New York withholding?
New York Form IT-2104. Ask HR for the current-year version; payroll generally applies the change within one or two pay periods.