Gusto W-4 Walkthrough

How to Update Federal Taxes in Gusto

Typical path: Settings → Pay Details → Federal Taxes. Menu names vary by employer, so each step below tells you what to search for if a label differs.

Direct Answer: How Do I Change Withholding in Gusto?

Open Settings, go to Pay Details, edit the Federal Taxes section, enter only the steps from your W-4 plan, and save. The change usually takes effect within 1 to 2 pay periods. Verify it on your next paystub.

Planning estimate only — your exact figures come from your W-4 plan.Get your W-4 numbers ↓
  1. 1

    Sign in to Gusto

    Use your employee login. If your company uses single sign-on, complete that step first, then open your Gusto profile.

  2. 2

    Open Settings

    Select Settings (sometimes under your profile menu). This holds your personal, job, and pay configuration.

  3. 3

    Go to Pay Details

    Choose Pay Details (sometimes labeled Job & Pay or Compensation). This page shows your pay rate, pay schedule, and tax sections.

  4. 4

    Edit Federal Taxes

    Select Federal Taxes to open your federal W-4 elections. Review the current values first so you only change what your plan requires.

  5. 5

    Enter your figures

    Type your Step 4(c) extra-withholding amount (per paycheck) or Step 4(b) deduction figure (yearly). Check Box 2(c) only if your plan calls for it on this job.

  6. 6

    Save and confirm

    Save the change. Gusto typically shows a confirmation — keep a screenshot. Check your next paystub FIT line; if nothing changed after two pay periods, ask your admin whether the update was received.

After you save

✓Updated for 2026 IRS Tax Brackets & Withholding Tables (Pub 15-T) & All 50 State Rules
🔒 100% PrivateWe never ask for your SSN or store your personal tax data on external servers.

Need the exact figure to type in?

Run the free check, then unlock your per-paycheck Step 4(c) amount.

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